Point of View # 62

Depositors & Mortgagees

1. SVB depositors

2. Roku deposits

3. SVB exclusive banking deals

4. SVB customer agreements

5. SVB gave out invitations in return for deposits

6. SVB deposits grew rapidly

7. SVB made horrible investments

8. Bad supervision

9. SVB was insolvent before it collapsed

10. Venture capitalists precipitated the run on SVB

11. SVB was a bailout

12. 2008 housing bubble

13. 2008 meltdown whose to blame

14. Foreclosures

15. Mortgagees were irresponsible