Point of View # 65

Vertical Healthcare

1. UnitedHealth Group

2. The ACA's Medical Loss Ratio

3. Insurers tried horizontal mergers

4. Vertical mergers

5. Vertical acquisitions

6. Relationships among insurers

7. UHG financials

8. UHG intercomnpany eliminations

9. UHG employs physicians

10. UHG revenues and profits

11. US life expectancy

12. Healthcare costs as % of GDP

13. American Medical practice has changed