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Great topic, Heath. Nicely presented. Despair/rage provoking.

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High School civics lesson on how to get rich. Never buy what you cant borrow. Buy low and sell high. Always use someone elses money to increase your protected principle. And charge what the market will bear. Pay off loans before due date

The poor will always lose because they have nothing to cover the cost of the debt or rent for what they can’t afford to buy. The rich will always win because they can borrow to buy the land the poor will rent and raise the fee to what the newly poor can bear. And the already poor find a handout tent to pitch undercover of a bridge.

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